For a number of months we have been narrowing our sights on a retirement location, and without ever having visited Charoltte, we decided to invest part of our first day there taking a city tour. Jay made us feel that Charlotte was already our home. One of the most accomplished guides I have ever encountered, he was a cornucopia of stories and knowledge about the rich roots of the city, its later revolutionary war role, to commerce , transportation, banking and NASCAR. For every spot he took us there was an relevant story or memorable information. Jay sold us on Charlotte as a leading candidate on our short list, to the extent that we will be back next month, and will probably take the city tour again.